Auto Insurance

At our agency, we'll personally review your coverage and help you get the most amount of coverage for the least amount of money!

Also, we offer auto insurance products available through A FEW carriers.   Call for details!

Are you getting:

the discounts you are eligible for?

the service you deserve?

the coverage you need?

Talk to us about your options!

Going to Mexico?  Click Here:

Homeowners Insurance

The single biggest investment you may make in life is your home. Are you sure you've protected your investment?

Let us review your homeowner's policy with you and make sure there are no gaps in coverage.

Umbrella Insurance

What happens when your auto and home liability coverage RUNS OUT? Do you have large assets at risk? What about a salary that can be garnished? Can you afford to risk your financial security? See how just how inexpensive umbrella coverage really is!

Renters Insurance

Are your valuables covered in the event of a fire, theft, or broken water pipes? Who will pay your living expenses if your apartment is uninhabitable due to a covered loss?  Are you protected for your own personal liability?

Ask us- we'll be glad to show you how  renters insurance works.  It's cheap too!

Condos & Town Homes

We can help you read your association’s bylaws and determine exactly what you need to insure!

Business Insurance

  Work Comp        Restaurant 

         Group Medical Plans

Employers Liability (EPLI) Info!

What happens if your business has a major loss? Who will pay the bills? Will you be able to financially recover?

Contact us for the answers!

Specialty Insurance Policies

We can offer insurance for mobile homes, specialty homeowners, motor homes, travel trailers, fifth-wheels, motorcycles, off-road vehicles, snowmobiles, personal watercraft and even boats!

Long Term Care

Long-term care services can be very expensive. It's important to think ahead about how you will pay for the care you receive.

Identity Shield Credit Monitoring and Identity Protection!

For as little as $45 per year, two individuals (spouses) can have their credit monitored and identity protected.  Click on the Logo Below:

Life Insurance

We can help you plan a Life Insurance program that fits your needs and meets your goals. We offer a variety of policies for you to choose from:

Universal Life Insurance

Mortgage Protection Plans

Business Life Insurance

Term Insurance (very inexpensive!)

Whole Life Insurance

Other Life Policy Info

Annuities

We offer several types of annuities.  These require a true professional to put together a plan that fits your needs.  We are here to help you.

Click Here for other Annuity information

Medical and Dental Insurance:

  Individual Health        Group Plans 

  Covered CA                        Dental

Covered CA is here.  We understand it, and can help you:

(1) see if you qualify for subsidies

(2) Apply for Medi-Cal

(3)  Apply for a health plan

 Medical and Dental Insurance costs have risen dramatically in the past five years.  We have many companies - and plans - to chose from to suit your needs.  We have all the tools to get you the right plan for your family or business.  We can help you review all of the plans available at affordable rates to  individuals as well as small and large groups!

Disability

If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income?

Talk to us to see if you qualify.

Flood

The National Flood Insurance Program (NFIP) provides flood insurance at a reasonable cost.  Contact us if you have questions about flood insurance.

Earthquake

Do you need earthquake insurance, or do you have questions?

We can help you obtain coverage

through the California Earthquake Authority ("CEA"). Click HERE for a quick quote.

Health Savings Accounts (HSA's)

This product is a mystery to most agencies.  NOT US!  Take advantage of the tax savings from an HSA, and combine that with the low-cost of a high-deductible health insurance plan, and you have a formula that can save you money.  Ask for details!

Bonds

We offer the whole gamut of bonds, including contractor's license bonds, sales tax bonds, and ABC bonds.  Call for details and prices. 

David Cook